We understand that your health and wellbeing are invaluable, which is why we strive to provide you with access to the quality care you deserve. Finance options are available and affordable so that you can prioritize your health on your budget.

Our financial policy is set up to ensure patients have access to the treatments they need, without money getting in the way. Optimal health and joint renewal can be achievable. Explore our trusted 3rd-party financing options below.

For patients choosing to pay without a program, we accept all major credit cards including Discover, MasterCard, VISA, and American Express. For additional questions or concerns regarding finances, please contact us. We do not accept insurance at this time, however our staff will assist in producing super bills for you to submit to your carrier. Personal Injuries cases are accepted.

Advance Care has been a leading provider of patient financing solutions since 2008

The quickest way to pay for the healthcare that you need, when you need it – Advance Care offers a simple solution for procedures and treatments not covered by your insurance. The simple approval process happens fairly quickly, your card should arrive in days!

Maximum Flexibility

Interest free finance programs provide affordable monthly payments and flexible terms with no punitive late fees. 

Simple Process

Instead of searching for the right credit card, Advance Care has compiled the best credit card offers so you can choose what fits your busy life.

Minimum Requirements

You must be at least 18 years of age with a monthly income over $1,500. You must not have filed for bankruptcy in the last 5 years and must not have been sent to collections in the past 3 years. Co-signers are welcome.

No Prepayment Penalties

As long as you make your monthly minimum payments, no penalties should be issued.

How To Apply

For the fastest turn around time, you can apply online. Click the link below to get started.

Lending USA has pioneered an automated financing portal specifically created to help you get the funds you need. Our unique approach has created a true one-stop solution for your financing needs, offering an affordable financing option that allows you to quickly purchase the goods and services you want.

Apply online

There’s no cost to apply and no commitment required. You simply fill out the form, and one of our representatives will speak to you if required.

Get a fast pre-approval decision

There’s no waiting period or runaround. We’ve combined the best of people and technology to make some of the fastest approvals around.

Buy what you want

Once approved, you’ll be able to buy the goods and services you want. Because the important moments in your life shouldn’t have to wait.

  • Fully automated process, patients may render services same day.
  • Fixed monthly payments and interest rate.
  • 3 or 5 year financing options, no prepayment penalty.
  • No renewal or annual fees.
  • 6 month promotion! If you pay your loan off within 6 months you will pay no interest!
  • 15 day grace period, $5 late fee.


Please feel free to reach out to us to schedule a visit, or if you have any questions. Our team looks forward to helping you.

Phone: (928) 472-2225

Fax: (928) 468-0002

Email: [email protected]

By Appointment Only

9:00 a.m. to 6:00 p.m.

9:00 a.m. to 6:00 p.m.

9:00 a.m. to 6:00 p.m.

9:00 a.m. to 6:00 p.m.


Closed for lunch from
12:30 p.m. to 2:00 p.m.

120 East Main Street, Suite B
Payson, AZ 85541