We will be happy to answer your questions and evaluate your payment options with you. During your consultation, you can ask the doctor and staff any questions you may have about financing, insurance, and payment options.

Our financial policy is set up to ensure patients have the best access to the treatments they need. Optimal health and joint renewal can be achievable without money getting in the way. Let our staff address your financial questions and concerns.

For patients choosing to pay without a program, we accept all major credit cards. These include Discover, MasterCard, VISA, and American Express. If you have additional questions regarding financial policies, please call and speak with our staff. We do not accept insurance at this time, however our staff will assist in producing super bills for you to submit to your carrier. We are looking into several insurance options for 2020.


Denefits is a revolutionary healthcare patient financing platform. Denefits provides patient financing with no credit check & at low interest rates, instantly.

Denefits Bridges The Gap Between Financing And Treatments

We believe credit score is not the perfect criteria to assess your current ability to repay a loan. Therefore, we do not check your credit score before financing you. Hence making Healthcare services accessible to all patients.

Instant Financing

Your treatments are urgent and cannot be delayed. That is why we do not keep the patients waiting. Denefits approves financing instantly so that the patients can regain good health without any delay.

Denefits Is All About Freedom

Health credit cards often end up causing more harm than good. Therefore Denefits offers a simple platform that allows you to spread your healthcare expenses over months and pay the cost in easy & affordable monthly payments.

No Hidden Fees

We are a leading solution in the financing industry for a reason. We never charge you a fee not declared to you. Before you are financed, the doctor will let you know the terms beforehand.

Get The Treatment At Your Budget

Unlike most financing companies, Denefits does not charge the patients a high interest rate. For details, visit your nearest healthcare provider using Denefits.

Lending USA has pioneered an automated financing portal specifically created to help you get the funds you need. Our unique approach has created a true one-stop solution for your financing needs, offering an affordable financing option that allows you to quickly purchase the goods and services you want.

Apply online

There’s no cost to apply and no commitment required. You simply fill out the form, and one of our representatives will speak to you if required.

Get a fast pre-approval decision

There’s no waiting period or runaround. We’ve combined the best of people and technology to make some of the fastest approvals around.

Buy what you want

Once approved, you’ll be able to buy the goods and services you want. Because the important moments in your life shouldn’t have to wait.

  • Fully automated process, patients may render services same day.
  • Fixed monthly payments and interest rate.
  • 3 or 5 year financing options, no prepayment penalty.
  • No renewal or annual fees.
  • 6 month promotion! If you pay your loan off within 6 months you will pay no interest!
  • 15 day grace period, $5 late fee.


Please feel free to reach out to us if you would like to schedule a visit, or if you have any questions. Our team looks forward to helping you.

Phone: (928) 472-2225

Fax: (928) 468-0002

Email: [email protected]

By Appointment Only

9:00 a.m. to 6:00 p.m.

9:00 a.m. to 6:00 p.m.

8:30 a.m. to 2:00 p.m. 

9:00 a.m. to 6:00 p.m.

9:00 a.m. to 1:00 p.m.

Closed for lunch from
12:30 p.m. to 2:30 p.m.

903 East State Hwy. 260, Suite #4
Payson, AZ 85541





(928) 472-2225


(928) 468-0002


[email protected]


903 East State Hwy. 260, Suite #4
Payson, AZ 85541